OPINIONS – All writings on this site contain my individual views or the stated author’s personal views and do not represent any more than just that: thoughts, perspectives, views and opinions.

REVIEWS – My reviews are always based on personal experience and knowledge. I do not do paid reviews or placements. If you wish for me to review your product, I will consider it, but I don’t guarantee a positive review.

AFFILIATE LINKS – From time to time I may write posts about services or products that contain affiliate links.  This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”